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Technology Advisory & Procurement
Independent expertise across vendor evaluation, RFP management, contract negotiation and strategic technology planning.
Explore Advisory Services →Bank Technology Advisory & Transformation
Take Control of Your Bank’s Technology Economics.
CIT Consulting helps banks and credit unions navigate the complexity of renegotiating vendor contracts and, in turn, reduce overall technology costs. We have spent 30+ years working on the sales side for technology providers including Fiserv, FIS, Finastra, Jack Henry, Galileo, Volante, and Open Banking Solutions. Now we sit on your side of the desk—strengthening vendor relationships, modernizing critical platforms, and improving your overall technology stack through tight-knit partnerships with carefully selected fintech solutions. Thank you for your trust and confidence.
30+Years of Banking & Fintech Experience
Vendor StrategyBenchmarking • negotiation • governance
Operational EfficiencyAutomation • workflow • modernization
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Optimize Technology Spend
Benchmark, negotiate and restructure critical technology agreements.
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Modernize Operations
Deploy technologies that eliminate manual processes and legacy constraints.
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Reduce Technology Risk
Improve vendor governance, contract visibility and strategic decision-making.
Why CIT Consulting
Technology Decisions Have Become Business Decisions.
Banks increasingly depend on complex technology ecosystems while facing rising vendor costs, legacy infrastructure, operational inefficiencies and rapidly changing customer expectations.
CIT Consulting brings decades of banking and fintech experience to both sides of that equation—helping financial institutions improve the economics of existing technology while identifying modern solutions capable of delivering measurable operational improvement.
30+Years Banking & Fintech Experience
IndependentTechnology Advisory
FocusedVendor Economics & Negotiation
BankingSpecialized
What We Do
One Advisory Partner. Three Ways to Create Value.
From vendor economics to operational transformation, CIT Consulting helps financial institutions improve both the cost and performance of technology.
CVR
Core Vendor and Debit Card Vendor Renewal & VPaaS
Take control of critical technology contracts through benchmarking, negotiation, vendor oversight and ongoing procurement intelligence.
Explore VPaaS →AI
Fintech & AI Solutions
Modernize high-impact banking functions across financial crime, payments, lending, customer communications and intelligent automation.
Explore Technology Solutions →Business Outcomes
Technology Strategy Measured by Business Results.
Our role is to translate technology choices into practical business outcomes.
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Reduce Technology Expense
Improve vendor economics and control long-term technology costs.
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Strengthen Contract Terms
Improve commercial protections, flexibility and transparency.
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Increase Operational Efficiency
Automate manual processes and eliminate unnecessary workflow friction.
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Modernize Legacy Platforms
Introduce modern capabilities without unnecessary disruption.
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Reduce Risk
Improve visibility across vendors, technology and operational dependencies.
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Improve Customer Experience
Deploy technology that makes banking simpler, faster and more responsive.
Curated Technology Solutions
Modern Technology for High-Impact Banking Functions
CIT Consulting works with specialized technology companies addressing consequential operational challenges facing banks and credit unions.
Rather than presenting unrelated products, we help institutions evaluate each capability within a broader technology strategy.
Our Approach
From Technology Complexity to Strategic Control.
Assess
Understand your environment, contracts, operational challenges and objectives.
Benchmark
Evaluate pricing, capabilities, contract structure, performance and alternatives.
Strategize
Develop the appropriate negotiation, procurement or modernization strategy.
Execute
Negotiate, select and implement solutions with disciplined project oversight.
Optimize
Measure results, monitor vendors and identify ongoing opportunities.
Core Vendor and Debit Card Vendor Renewal
Don’t Enter Your Next Technology Renewal Without Market Intelligence.
Core banking, EFT, debit processing and other critical technology agreements represent significant long-term operating commitments. CIT Consulting combines vendor experience, market benchmarking and disciplined negotiation to help institutions pursue stronger economics and contractual terms.
Benchmark Market Pricing
Manage Competitive RFPs
Identify Contract Risk
Monitor Vendor Performance
Negotiate Commercial Terms
Gain Ongoing VPaaS Oversight
Intelligent Automation
Turn Operational Friction Into Intelligent Workflows.
Banks don’t need AI for AI’s sake. They need measurable improvements in productivity, decision-making, risk management and customer experience.
Explore AI & Automation →Operations
Automate repetitive workflows and exception handling.
Risk & Compliance
Accelerate research, documentation and monitoring.
Lending
Streamline documentation, inspections and servicing workflows.
Customer Service
Give employees faster access to information needed to resolve customer needs.
Experience Matters
Banking Technology Experience From Both Sides of the Table.
Technology negotiations are different when you understand how financial institutions operate—and how technology providers price, structure and sell their services.
Better information creates better leverage.
Better leverage creates better technology decisions.
Better leverage creates better technology decisions.
Our Leadership
Experienced Leaders. Real-World Perspective.
Chris Wenning
Founder & Managing Partner
Chris brings deep experience in bank technology, vendor strategy, financial institution advisory and technology modernization.
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Mike Elliott
Advisor
Mike is part of CIT Consulting’s advisory team supporting financial institutions with expertise in Debit Card Processing, EFT Processing and Card Network Growth Program Management.
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Matt Bergman
Advisor
Matt and Chris worked extensively together at Fiserv, and he acts in an advisory role for CIT Consulting.
Let’s Talk
Let’s Talk About Your Technology Strategy.
Whether you’re approaching a major vendor renewal, evaluating new technology or looking to improve operational performance, a conversation with CIT Consulting can help identify where the greatest opportunities exist.